潍坊贷款5.44万（公积金贷款）房贷，还款2年5个月的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：5.44万
还款月数：2年5个月
每月还款：1930.94元
利息总额：1612.14元
本息合计：5.6万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-09 | 1930.94 | 106.50 | 1824.43 | 52560.57 |
| 2 | 2024-10 | 1930.94 | 102.93 | 1828.00 | 50732.56 |
| 3 | 2024-11 | 1930.94 | 99.35 | 1831.58 | 48900.98 |
| 4 | 2024-12 | 1930.94 | 95.76 | 1835.17 | 47065.81 |
| 5 | 2025-01 | 1930.94 | 92.17 | 1838.77 | 45227.04 |
| 6 | 2025-02 | 1930.94 | 88.57 | 1842.37 | 43384.67 |
| 7 | 2025-03 | 1930.94 | 84.96 | 1845.97 | 41538.70 |
| 8 | 2025-04 | 1930.94 | 81.35 | 1849.59 | 39689.11 |
| 9 | 2025-05 | 1930.94 | 77.72 | 1853.21 | 37835.90 |
| 10 | 2025-06 | 1930.94 | 74.10 | 1856.84 | 35979.06 |
| 11 | 2025-07 | 1930.94 | 70.46 | 1860.48 | 34118.58 |
| 12 | 2025-08 | 1930.94 | 66.82 | 1864.12 | 32254.46 |
| 13 | 2025-09 | 1930.94 | 63.16 | 1867.77 | 30386.69 |
| 14 | 2025-10 | 1930.94 | 59.51 | 1871.43 | 28515.26 |
| 15 | 2025-11 | 1930.94 | 55.84 | 1875.09 | 26640.17 |
| 16 | 2025-12 | 1930.94 | 52.17 | 1878.77 | 24761.40 |
| 17 | 2026-01 | 1930.94 | 48.49 | 1882.44 | 22878.96 |
| 18 | 2026-02 | 1930.94 | 44.80 | 1886.13 | 20992.83 |
| 19 | 2026-03 | 1930.94 | 41.11 | 1889.83 | 19103.00 |
| 20 | 2026-04 | 1930.94 | 37.41 | 1893.53 | 17209.48 |
| 21 | 2026-05 | 1930.94 | 33.70 | 1897.23 | 15312.24 |
| 22 | 2026-06 | 1930.94 | 29.99 | 1900.95 | 13411.29 |
| 23 | 2026-07 | 1930.94 | 26.26 | 1904.67 | 11506.62 |
| 24 | 2026-08 | 1930.94 | 22.53 | 1908.40 | 9598.22 |
| 25 | 2026-09 | 1930.94 | 18.80 | 1912.14 | 7686.08 |
| 26 | 2026-10 | 1930.94 | 15.05 | 1915.88 | 5770.19 |
| 27 | 2026-11 | 1930.94 | 11.30 | 1919.64 | 3850.56 |
| 28 | 2026-12 | 1930.94 | 7.54 | 1923.40 | 1927.16 |
| 29 | 2027-01 | 1930.94 | 3.77 | 1927.16 | 0.00 |
等额本金还款方式：
贷款总额：5.44万
还款月数：2年5个月
首月还款：1981.85元
每月递减：3.67元
利息总额：1597.56元
本息合计：5.6万
节省利息：14.58元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-09 | 1981.85 | 106.50 | 1875.34 | 52509.66 |
| 2 | 2024-10 | 1978.18 | 102.83 | 1875.34 | 50634.31 |
| 3 | 2024-11 | 1974.50 | 99.16 | 1875.34 | 48758.97 |
| 4 | 2024-12 | 1970.83 | 95.49 | 1875.34 | 46883.62 |
| 5 | 2025-01 | 1967.16 | 91.81 | 1875.34 | 45008.28 |
| 6 | 2025-02 | 1963.49 | 88.14 | 1875.34 | 43132.93 |
| 7 | 2025-03 | 1959.81 | 84.47 | 1875.34 | 41257.59 |
| 8 | 2025-04 | 1956.14 | 80.80 | 1875.34 | 39382.24 |
| 9 | 2025-05 | 1952.47 | 77.12 | 1875.34 | 37506.90 |
| 10 | 2025-06 | 1948.80 | 73.45 | 1875.34 | 35631.55 |
| 11 | 2025-07 | 1945.12 | 69.78 | 1875.34 | 33756.21 |
| 12 | 2025-08 | 1941.45 | 66.11 | 1875.34 | 31880.86 |
| 13 | 2025-09 | 1937.78 | 62.43 | 1875.34 | 30005.52 |
| 14 | 2025-10 | 1934.11 | 58.76 | 1875.34 | 28130.17 |
| 15 | 2025-11 | 1930.43 | 55.09 | 1875.34 | 26254.83 |
| 16 | 2025-12 | 1926.76 | 51.42 | 1875.34 | 24379.48 |
| 17 | 2026-01 | 1923.09 | 47.74 | 1875.34 | 22504.14 |
| 18 | 2026-02 | 1919.42 | 44.07 | 1875.34 | 20628.79 |
| 19 | 2026-03 | 1915.74 | 40.40 | 1875.34 | 18753.45 |
| 20 | 2026-04 | 1912.07 | 36.73 | 1875.34 | 16878.10 |
| 21 | 2026-05 | 1908.40 | 33.05 | 1875.34 | 15002.76 |
| 22 | 2026-06 | 1904.73 | 29.38 | 1875.34 | 13127.41 |
| 23 | 2026-07 | 1901.05 | 25.71 | 1875.34 | 11252.07 |
| 24 | 2026-08 | 1897.38 | 22.04 | 1875.34 | 9376.72 |
| 25 | 2026-09 | 1893.71 | 18.36 | 1875.34 | 7501.38 |
| 26 | 2026-10 | 1890.04 | 14.69 | 1875.34 | 5626.03 |
| 27 | 2026-11 | 1886.36 | 11.02 | 1875.34 | 3750.69 |
| 28 | 2026-12 | 1882.69 | 7.35 | 1875.34 | 1875.34 |
| 29 | 2027-01 | 1879.02 | 3.67 | 1875.34 | 0.00 |