合肥贷款1.4万（公积金贷款）房贷，还款5年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：1.4万
还款月数：5年
每月还款：247.54元
利息总额：852.29元
本息合计：1.49万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-03 | 247.54 | 27.42 | 220.12 | 13779.88 |
| 2 | 2025-04 | 247.54 | 26.99 | 220.55 | 13559.33 |
| 3 | 2025-05 | 247.54 | 26.55 | 220.98 | 13338.34 |
| 4 | 2025-06 | 247.54 | 26.12 | 221.42 | 13116.92 |
| 5 | 2025-07 | 247.54 | 25.69 | 221.85 | 12895.07 |
| 6 | 2025-08 | 247.54 | 25.25 | 222.29 | 12672.79 |
| 7 | 2025-09 | 247.54 | 24.82 | 222.72 | 12450.07 |
| 8 | 2025-10 | 247.54 | 24.38 | 223.16 | 12226.91 |
| 9 | 2025-11 | 247.54 | 23.94 | 223.59 | 12003.32 |
| 10 | 2025-12 | 247.54 | 23.51 | 224.03 | 11779.28 |
| 11 | 2026-01 | 247.54 | 23.07 | 224.47 | 11554.81 |
| 12 | 2026-02 | 247.54 | 22.63 | 224.91 | 11329.90 |
| 13 | 2026-03 | 247.54 | 22.19 | 225.35 | 11104.55 |
| 14 | 2026-04 | 247.54 | 21.75 | 225.79 | 10878.76 |
| 15 | 2026-05 | 247.54 | 21.30 | 226.23 | 10652.53 |
| 16 | 2026-06 | 247.54 | 20.86 | 226.68 | 10425.85 |
| 17 | 2026-07 | 247.54 | 20.42 | 227.12 | 10198.73 |
| 18 | 2026-08 | 247.54 | 19.97 | 227.57 | 9971.16 |
| 19 | 2026-09 | 247.54 | 19.53 | 228.01 | 9743.15 |
| 20 | 2026-10 | 247.54 | 19.08 | 228.46 | 9514.70 |
| 21 | 2026-11 | 247.54 | 18.63 | 228.91 | 9285.79 |
| 22 | 2026-12 | 247.54 | 18.18 | 229.35 | 9056.44 |
| 23 | 2027-01 | 247.54 | 17.74 | 229.80 | 8826.63 |
| 24 | 2027-02 | 247.54 | 17.29 | 230.25 | 8596.38 |
| 25 | 2027-03 | 247.54 | 16.83 | 230.70 | 8365.68 |
| 26 | 2027-04 | 247.54 | 16.38 | 231.16 | 8134.52 |
| 27 | 2027-05 | 247.54 | 15.93 | 231.61 | 7902.91 |
| 28 | 2027-06 | 247.54 | 15.48 | 232.06 | 7670.85 |
| 29 | 2027-07 | 247.54 | 15.02 | 232.52 | 7438.34 |
| 30 | 2027-08 | 247.54 | 14.57 | 232.97 | 7205.36 |
| 31 | 2027-09 | 247.54 | 14.11 | 233.43 | 6971.94 |
| 32 | 2027-10 | 247.54 | 13.65 | 233.88 | 6738.05 |
| 33 | 2027-11 | 247.54 | 13.20 | 234.34 | 6503.71 |
| 34 | 2027-12 | 247.54 | 12.74 | 234.80 | 6268.91 |
| 35 | 2028-01 | 247.54 | 12.28 | 235.26 | 6033.65 |
| 36 | 2028-02 | 247.54 | 11.82 | 235.72 | 5797.92 |
| 37 | 2028-03 | 247.54 | 11.35 | 236.18 | 5561.74 |
| 38 | 2028-04 | 247.54 | 10.89 | 236.65 | 5325.09 |
| 39 | 2028-05 | 247.54 | 10.43 | 237.11 | 5087.98 |
| 40 | 2028-06 | 247.54 | 9.96 | 237.57 | 4850.41 |
| 41 | 2028-07 | 247.54 | 9.50 | 238.04 | 4612.37 |
| 42 | 2028-08 | 247.54 | 9.03 | 238.51 | 4373.86 |
| 43 | 2028-09 | 247.54 | 8.57 | 238.97 | 4134.89 |
| 44 | 2028-10 | 247.54 | 8.10 | 239.44 | 3895.45 |
| 45 | 2028-11 | 247.54 | 7.63 | 239.91 | 3655.54 |
| 46 | 2028-12 | 247.54 | 7.16 | 240.38 | 3415.16 |
| 47 | 2029-01 | 247.54 | 6.69 | 240.85 | 3174.31 |
| 48 | 2029-02 | 247.54 | 6.22 | 241.32 | 2932.99 |
| 49 | 2029-03 | 247.54 | 5.74 | 241.79 | 2691.20 |
| 50 | 2029-04 | 247.54 | 5.27 | 242.27 | 2448.93 |
| 51 | 2029-05 | 247.54 | 4.80 | 242.74 | 2206.19 |
| 52 | 2029-06 | 247.54 | 4.32 | 243.22 | 1962.97 |
| 53 | 2029-07 | 247.54 | 3.84 | 243.69 | 1719.27 |
| 54 | 2029-08 | 247.54 | 3.37 | 244.17 | 1475.10 |
| 55 | 2029-09 | 247.54 | 2.89 | 244.65 | 1230.45 |
| 56 | 2029-10 | 247.54 | 2.41 | 245.13 | 985.32 |
| 57 | 2029-11 | 247.54 | 1.93 | 245.61 | 739.72 |
| 58 | 2029-12 | 247.54 | 1.45 | 246.09 | 493.63 |
| 59 | 2030-01 | 247.54 | 0.97 | 246.57 | 247.05 |
| 60 | 2030-02 | 247.54 | 0.48 | 247.05 | 0.00 |
等额本金还款方式：
贷款总额：1.4万
还款月数：5年
首月还款：260.75元
每月递减：0.46元
利息总额：836.21元
本息合计：1.48万
节省利息：16.08元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-03 | 260.75 | 27.42 | 233.33 | 13766.67 |
| 2 | 2025-04 | 260.29 | 26.96 | 233.33 | 13533.33 |
| 3 | 2025-05 | 259.84 | 26.50 | 233.33 | 13300.00 |
| 4 | 2025-06 | 259.38 | 26.05 | 233.33 | 13066.67 |
| 5 | 2025-07 | 258.92 | 25.59 | 233.33 | 12833.33 |
| 6 | 2025-08 | 258.47 | 25.13 | 233.33 | 12600.00 |
| 7 | 2025-09 | 258.01 | 24.67 | 233.33 | 12366.67 |
| 8 | 2025-10 | 257.55 | 24.22 | 233.33 | 12133.33 |
| 9 | 2025-11 | 257.09 | 23.76 | 233.33 | 11900.00 |
| 10 | 2025-12 | 256.64 | 23.30 | 233.33 | 11666.67 |
| 11 | 2026-01 | 256.18 | 22.85 | 233.33 | 11433.33 |
| 12 | 2026-02 | 255.72 | 22.39 | 233.33 | 11200.00 |
| 13 | 2026-03 | 255.27 | 21.93 | 233.33 | 10966.67 |
| 14 | 2026-04 | 254.81 | 21.48 | 233.33 | 10733.33 |
| 15 | 2026-05 | 254.35 | 21.02 | 233.33 | 10500.00 |
| 16 | 2026-06 | 253.90 | 20.56 | 233.33 | 10266.67 |
| 17 | 2026-07 | 253.44 | 20.11 | 233.33 | 10033.33 |
| 18 | 2026-08 | 252.98 | 19.65 | 233.33 | 9800.00 |
| 19 | 2026-09 | 252.53 | 19.19 | 233.33 | 9566.67 |
| 20 | 2026-10 | 252.07 | 18.73 | 233.33 | 9333.33 |
| 21 | 2026-11 | 251.61 | 18.28 | 233.33 | 9100.00 |
| 22 | 2026-12 | 251.15 | 17.82 | 233.33 | 8866.67 |
| 23 | 2027-01 | 250.70 | 17.36 | 233.33 | 8633.33 |
| 24 | 2027-02 | 250.24 | 16.91 | 233.33 | 8400.00 |
| 25 | 2027-03 | 249.78 | 16.45 | 233.33 | 8166.67 |
| 26 | 2027-04 | 249.33 | 15.99 | 233.33 | 7933.33 |
| 27 | 2027-05 | 248.87 | 15.54 | 233.33 | 7700.00 |
| 28 | 2027-06 | 248.41 | 15.08 | 233.33 | 7466.67 |
| 29 | 2027-07 | 247.96 | 14.62 | 233.33 | 7233.33 |
| 30 | 2027-08 | 247.50 | 14.17 | 233.33 | 7000.00 |
| 31 | 2027-09 | 247.04 | 13.71 | 233.33 | 6766.67 |
| 32 | 2027-10 | 246.58 | 13.25 | 233.33 | 6533.33 |
| 33 | 2027-11 | 246.13 | 12.79 | 233.33 | 6300.00 |
| 34 | 2027-12 | 245.67 | 12.34 | 233.33 | 6066.67 |
| 35 | 2028-01 | 245.21 | 11.88 | 233.33 | 5833.33 |
| 36 | 2028-02 | 244.76 | 11.42 | 233.33 | 5600.00 |
| 37 | 2028-03 | 244.30 | 10.97 | 233.33 | 5366.67 |
| 38 | 2028-04 | 243.84 | 10.51 | 233.33 | 5133.33 |
| 39 | 2028-05 | 243.39 | 10.05 | 233.33 | 4900.00 |
| 40 | 2028-06 | 242.93 | 9.60 | 233.33 | 4666.67 |
| 41 | 2028-07 | 242.47 | 9.14 | 233.33 | 4433.33 |
| 42 | 2028-08 | 242.02 | 8.68 | 233.33 | 4200.00 |
| 43 | 2028-09 | 241.56 | 8.22 | 233.33 | 3966.67 |
| 44 | 2028-10 | 241.10 | 7.77 | 233.33 | 3733.33 |
| 45 | 2028-11 | 240.64 | 7.31 | 233.33 | 3500.00 |
| 46 | 2028-12 | 240.19 | 6.85 | 233.33 | 3266.67 |
| 47 | 2029-01 | 239.73 | 6.40 | 233.33 | 3033.33 |
| 48 | 2029-02 | 239.27 | 5.94 | 233.33 | 2800.00 |
| 49 | 2029-03 | 238.82 | 5.48 | 233.33 | 2566.67 |
| 50 | 2029-04 | 238.36 | 5.03 | 233.33 | 2333.33 |
| 51 | 2029-05 | 237.90 | 4.57 | 233.33 | 2100.00 |
| 52 | 2029-06 | 237.45 | 4.11 | 233.33 | 1866.67 |
| 53 | 2029-07 | 236.99 | 3.66 | 233.33 | 1633.33 |
| 54 | 2029-08 | 236.53 | 3.20 | 233.33 | 1400.00 |
| 55 | 2029-09 | 236.08 | 2.74 | 233.33 | 1166.67 |
| 56 | 2029-10 | 235.62 | 2.28 | 233.33 | 933.33 |
| 57 | 2029-11 | 235.16 | 1.83 | 233.33 | 700.00 |
| 58 | 2029-12 | 234.70 | 1.37 | 233.33 | 466.67 |
| 59 | 2030-01 | 234.25 | 0.91 | 233.33 | 233.33 |
| 60 | 2030-02 | 233.79 | 0.46 | 233.33 | 0.00 |