厦门贷款8.2万（公积金贷款）房贷，还款5年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：8.2万
还款月数：5年
每月还款：1482.56元
利息总额：6953.61元
本息合计：8.9万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-03 | 1482.56 | 222.08 | 1260.48 | 80739.52 |
| 2 | 2025-04 | 1482.56 | 218.67 | 1263.89 | 79475.63 |
| 3 | 2025-05 | 1482.56 | 215.25 | 1267.31 | 78208.32 |
| 4 | 2025-06 | 1482.56 | 211.81 | 1270.75 | 76937.57 |
| 5 | 2025-07 | 1482.56 | 208.37 | 1274.19 | 75663.39 |
| 6 | 2025-08 | 1482.56 | 204.92 | 1277.64 | 74385.75 |
| 7 | 2025-09 | 1482.56 | 201.46 | 1281.10 | 73104.65 |
| 8 | 2025-10 | 1482.56 | 197.99 | 1284.57 | 71820.08 |
| 9 | 2025-11 | 1482.56 | 194.51 | 1288.05 | 70532.03 |
| 10 | 2025-12 | 1482.56 | 191.02 | 1291.54 | 69240.50 |
| 11 | 2026-01 | 1482.56 | 187.53 | 1295.03 | 67945.46 |
| 12 | 2026-02 | 1482.56 | 184.02 | 1298.54 | 66646.92 |
| 13 | 2026-03 | 1482.56 | 180.50 | 1302.06 | 65344.86 |
| 14 | 2026-04 | 1482.56 | 176.98 | 1305.58 | 64039.28 |
| 15 | 2026-05 | 1482.56 | 173.44 | 1309.12 | 62730.16 |
| 16 | 2026-06 | 1482.56 | 169.89 | 1312.67 | 61417.49 |
| 17 | 2026-07 | 1482.56 | 166.34 | 1316.22 | 60101.27 |
| 18 | 2026-08 | 1482.56 | 162.77 | 1319.79 | 58781.48 |
| 19 | 2026-09 | 1482.56 | 159.20 | 1323.36 | 57458.12 |
| 20 | 2026-10 | 1482.56 | 155.62 | 1326.94 | 56131.18 |
| 21 | 2026-11 | 1482.56 | 152.02 | 1330.54 | 54800.64 |
| 22 | 2026-12 | 1482.56 | 148.42 | 1334.14 | 53466.50 |
| 23 | 2027-01 | 1482.56 | 144.81 | 1337.76 | 52128.74 |
| 24 | 2027-02 | 1482.56 | 141.18 | 1341.38 | 50787.37 |
| 25 | 2027-03 | 1482.56 | 137.55 | 1345.01 | 49442.36 |
| 26 | 2027-04 | 1482.56 | 133.91 | 1348.65 | 48093.70 |
| 27 | 2027-05 | 1482.56 | 130.25 | 1352.31 | 46741.40 |
| 28 | 2027-06 | 1482.56 | 126.59 | 1355.97 | 45385.43 |
| 29 | 2027-07 | 1482.56 | 122.92 | 1359.64 | 44025.79 |
| 30 | 2027-08 | 1482.56 | 119.24 | 1363.32 | 42662.46 |
| 31 | 2027-09 | 1482.56 | 115.54 | 1367.02 | 41295.45 |
| 32 | 2027-10 | 1482.56 | 111.84 | 1370.72 | 39924.73 |
| 33 | 2027-11 | 1482.56 | 108.13 | 1374.43 | 38550.30 |
| 34 | 2027-12 | 1482.56 | 104.41 | 1378.15 | 37172.14 |
| 35 | 2028-01 | 1482.56 | 100.67 | 1381.89 | 35790.26 |
| 36 | 2028-02 | 1482.56 | 96.93 | 1385.63 | 34404.63 |
| 37 | 2028-03 | 1482.56 | 93.18 | 1389.38 | 33015.25 |
| 38 | 2028-04 | 1482.56 | 89.42 | 1393.14 | 31622.10 |
| 39 | 2028-05 | 1482.56 | 85.64 | 1396.92 | 30225.19 |
| 40 | 2028-06 | 1482.56 | 81.86 | 1400.70 | 28824.49 |
| 41 | 2028-07 | 1482.56 | 78.07 | 1404.49 | 27419.99 |
| 42 | 2028-08 | 1482.56 | 74.26 | 1408.30 | 26011.70 |
| 43 | 2028-09 | 1482.56 | 70.45 | 1412.11 | 24599.58 |
| 44 | 2028-10 | 1482.56 | 66.62 | 1415.94 | 23183.65 |
| 45 | 2028-11 | 1482.56 | 62.79 | 1419.77 | 21763.88 |
| 46 | 2028-12 | 1482.56 | 58.94 | 1423.62 | 20340.26 |
| 47 | 2029-01 | 1482.56 | 55.09 | 1427.47 | 18912.79 |
| 48 | 2029-02 | 1482.56 | 51.22 | 1431.34 | 17481.45 |
| 49 | 2029-03 | 1482.56 | 47.35 | 1435.21 | 16046.24 |
| 50 | 2029-04 | 1482.56 | 43.46 | 1439.10 | 14607.13 |
| 51 | 2029-05 | 1482.56 | 39.56 | 1443.00 | 13164.13 |
| 52 | 2029-06 | 1482.56 | 35.65 | 1446.91 | 11717.23 |
| 53 | 2029-07 | 1482.56 | 31.73 | 1450.83 | 10266.40 |
| 54 | 2029-08 | 1482.56 | 27.80 | 1454.76 | 8811.65 |
| 55 | 2029-09 | 1482.56 | 23.86 | 1458.70 | 7352.95 |
| 56 | 2029-10 | 1482.56 | 19.91 | 1462.65 | 5890.30 |
| 57 | 2029-11 | 1482.56 | 15.95 | 1466.61 | 4423.70 |
| 58 | 2029-12 | 1482.56 | 11.98 | 1470.58 | 2953.12 |
| 59 | 2030-01 | 1482.56 | 8.00 | 1474.56 | 1478.56 |
| 60 | 2030-02 | 1482.56 | 4.00 | 1478.56 | 0.00 |
等额本金还款方式：
贷款总额：8.2万
还款月数：5年
首月还款：1588.75元
每月递减：3.7元
利息总额：6773.54元
本息合计：8.88万
节省利息：180.07元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-03 | 1588.75 | 222.08 | 1366.67 | 80633.33 |
| 2 | 2025-04 | 1585.05 | 218.38 | 1366.67 | 79266.67 |
| 3 | 2025-05 | 1581.35 | 214.68 | 1366.67 | 77900.00 |
| 4 | 2025-06 | 1577.65 | 210.98 | 1366.67 | 76533.33 |
| 5 | 2025-07 | 1573.94 | 207.28 | 1366.67 | 75166.67 |
| 6 | 2025-08 | 1570.24 | 203.58 | 1366.67 | 73800.00 |
| 7 | 2025-09 | 1566.54 | 199.88 | 1366.67 | 72433.33 |
| 8 | 2025-10 | 1562.84 | 196.17 | 1366.67 | 71066.67 |
| 9 | 2025-11 | 1559.14 | 192.47 | 1366.67 | 69700.00 |
| 10 | 2025-12 | 1555.44 | 188.77 | 1366.67 | 68333.33 |
| 11 | 2026-01 | 1551.74 | 185.07 | 1366.67 | 66966.67 |
| 12 | 2026-02 | 1548.03 | 181.37 | 1366.67 | 65600.00 |
| 13 | 2026-03 | 1544.33 | 177.67 | 1366.67 | 64233.33 |
| 14 | 2026-04 | 1540.63 | 173.97 | 1366.67 | 62866.67 |
| 15 | 2026-05 | 1536.93 | 170.26 | 1366.67 | 61500.00 |
| 16 | 2026-06 | 1533.23 | 166.56 | 1366.67 | 60133.33 |
| 17 | 2026-07 | 1529.53 | 162.86 | 1366.67 | 58766.67 |
| 18 | 2026-08 | 1525.83 | 159.16 | 1366.67 | 57400.00 |
| 19 | 2026-09 | 1522.13 | 155.46 | 1366.67 | 56033.33 |
| 20 | 2026-10 | 1518.42 | 151.76 | 1366.67 | 54666.67 |
| 21 | 2026-11 | 1514.72 | 148.06 | 1366.67 | 53300.00 |
| 22 | 2026-12 | 1511.02 | 144.35 | 1366.67 | 51933.33 |
| 23 | 2027-01 | 1507.32 | 140.65 | 1366.67 | 50566.67 |
| 24 | 2027-02 | 1503.62 | 136.95 | 1366.67 | 49200.00 |
| 25 | 2027-03 | 1499.92 | 133.25 | 1366.67 | 47833.33 |
| 26 | 2027-04 | 1496.22 | 129.55 | 1366.67 | 46466.67 |
| 27 | 2027-05 | 1492.51 | 125.85 | 1366.67 | 45100.00 |
| 28 | 2027-06 | 1488.81 | 122.15 | 1366.67 | 43733.33 |
| 29 | 2027-07 | 1485.11 | 118.44 | 1366.67 | 42366.67 |
| 30 | 2027-08 | 1481.41 | 114.74 | 1366.67 | 41000.00 |
| 31 | 2027-09 | 1477.71 | 111.04 | 1366.67 | 39633.33 |
| 32 | 2027-10 | 1474.01 | 107.34 | 1366.67 | 38266.67 |
| 33 | 2027-11 | 1470.31 | 103.64 | 1366.67 | 36900.00 |
| 34 | 2027-12 | 1466.60 | 99.94 | 1366.67 | 35533.33 |
| 35 | 2028-01 | 1462.90 | 96.24 | 1366.67 | 34166.67 |
| 36 | 2028-02 | 1459.20 | 92.53 | 1366.67 | 32800.00 |
| 37 | 2028-03 | 1455.50 | 88.83 | 1366.67 | 31433.33 |
| 38 | 2028-04 | 1451.80 | 85.13 | 1366.67 | 30066.67 |
| 39 | 2028-05 | 1448.10 | 81.43 | 1366.67 | 28700.00 |
| 40 | 2028-06 | 1444.40 | 77.73 | 1366.67 | 27333.33 |
| 41 | 2028-07 | 1440.69 | 74.03 | 1366.67 | 25966.67 |
| 42 | 2028-08 | 1436.99 | 70.33 | 1366.67 | 24600.00 |
| 43 | 2028-09 | 1433.29 | 66.63 | 1366.67 | 23233.33 |
| 44 | 2028-10 | 1429.59 | 62.92 | 1366.67 | 21866.67 |
| 45 | 2028-11 | 1425.89 | 59.22 | 1366.67 | 20500.00 |
| 46 | 2028-12 | 1422.19 | 55.52 | 1366.67 | 19133.33 |
| 47 | 2029-01 | 1418.49 | 51.82 | 1366.67 | 17766.67 |
| 48 | 2029-02 | 1414.78 | 48.12 | 1366.67 | 16400.00 |
| 49 | 2029-03 | 1411.08 | 44.42 | 1366.67 | 15033.33 |
| 50 | 2029-04 | 1407.38 | 40.72 | 1366.67 | 13666.67 |
| 51 | 2029-05 | 1403.68 | 37.01 | 1366.67 | 12300.00 |
| 52 | 2029-06 | 1399.98 | 33.31 | 1366.67 | 10933.33 |
| 53 | 2029-07 | 1396.28 | 29.61 | 1366.67 | 9566.67 |
| 54 | 2029-08 | 1392.58 | 25.91 | 1366.67 | 8200.00 |
| 55 | 2029-09 | 1388.88 | 22.21 | 1366.67 | 6833.33 |
| 56 | 2029-10 | 1385.17 | 18.51 | 1366.67 | 5466.67 |
| 57 | 2029-11 | 1381.47 | 14.81 | 1366.67 | 4100.00 |
| 58 | 2029-12 | 1377.77 | 11.10 | 1366.67 | 2733.33 |
| 59 | 2030-01 | 1374.07 | 7.40 | 1366.67 | 1366.67 |
| 60 | 2030-02 | 1370.37 | 3.70 | 1366.67 | 0.00 |