厦门贷款8.15万（公积金贷款）房贷，还款5年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：8.15万
还款月数：5年
每月还款：1440.96元
利息总额：4961.31元
本息合计：8.65万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-03 | 1440.96 | 159.60 | 1281.36 | 80214.64 |
| 2 | 2025-04 | 1440.96 | 157.09 | 1283.87 | 78930.77 |
| 3 | 2025-05 | 1440.96 | 154.57 | 1286.38 | 77644.39 |
| 4 | 2025-06 | 1440.96 | 152.05 | 1288.90 | 76355.49 |
| 5 | 2025-07 | 1440.96 | 149.53 | 1291.43 | 75064.06 |
| 6 | 2025-08 | 1440.96 | 147.00 | 1293.95 | 73770.11 |
| 7 | 2025-09 | 1440.96 | 144.47 | 1296.49 | 72473.62 |
| 8 | 2025-10 | 1440.96 | 141.93 | 1299.03 | 71174.59 |
| 9 | 2025-11 | 1440.96 | 139.38 | 1301.57 | 69873.02 |
| 10 | 2025-12 | 1440.96 | 136.83 | 1304.12 | 68568.90 |
| 11 | 2026-01 | 1440.96 | 134.28 | 1306.67 | 67262.23 |
| 12 | 2026-02 | 1440.96 | 131.72 | 1309.23 | 65952.99 |
| 13 | 2026-03 | 1440.96 | 129.16 | 1311.80 | 64641.19 |
| 14 | 2026-04 | 1440.96 | 126.59 | 1314.37 | 63326.83 |
| 15 | 2026-05 | 1440.96 | 124.02 | 1316.94 | 62009.89 |
| 16 | 2026-06 | 1440.96 | 121.44 | 1319.52 | 60690.37 |
| 17 | 2026-07 | 1440.96 | 118.85 | 1322.10 | 59368.27 |
| 18 | 2026-08 | 1440.96 | 116.26 | 1324.69 | 58043.57 |
| 19 | 2026-09 | 1440.96 | 113.67 | 1327.29 | 56716.29 |
| 20 | 2026-10 | 1440.96 | 111.07 | 1329.89 | 55386.40 |
| 21 | 2026-11 | 1440.96 | 108.47 | 1332.49 | 54053.91 |
| 22 | 2026-12 | 1440.96 | 105.86 | 1335.10 | 52718.81 |
| 23 | 2027-01 | 1440.96 | 103.24 | 1337.71 | 51381.10 |
| 24 | 2027-02 | 1440.96 | 100.62 | 1340.33 | 50040.76 |
| 25 | 2027-03 | 1440.96 | 98.00 | 1342.96 | 48697.80 |
| 26 | 2027-04 | 1440.96 | 95.37 | 1345.59 | 47352.22 |
| 27 | 2027-05 | 1440.96 | 92.73 | 1348.22 | 46003.99 |
| 28 | 2027-06 | 1440.96 | 90.09 | 1350.86 | 44653.13 |
| 29 | 2027-07 | 1440.96 | 87.45 | 1353.51 | 43299.62 |
| 30 | 2027-08 | 1440.96 | 84.80 | 1356.16 | 41943.46 |
| 31 | 2027-09 | 1440.96 | 82.14 | 1358.82 | 40584.64 |
| 32 | 2027-10 | 1440.96 | 79.48 | 1361.48 | 39223.17 |
| 33 | 2027-11 | 1440.96 | 76.81 | 1364.14 | 37859.02 |
| 34 | 2027-12 | 1440.96 | 74.14 | 1366.81 | 36492.21 |
| 35 | 2028-01 | 1440.96 | 71.46 | 1369.49 | 35122.72 |
| 36 | 2028-02 | 1440.96 | 68.78 | 1372.17 | 33750.54 |
| 37 | 2028-03 | 1440.96 | 66.09 | 1374.86 | 32375.68 |
| 38 | 2028-04 | 1440.96 | 63.40 | 1377.55 | 30998.13 |
| 39 | 2028-05 | 1440.96 | 60.70 | 1380.25 | 29617.88 |
| 40 | 2028-06 | 1440.96 | 58.00 | 1382.95 | 28234.93 |
| 41 | 2028-07 | 1440.96 | 55.29 | 1385.66 | 26849.26 |
| 42 | 2028-08 | 1440.96 | 52.58 | 1388.38 | 25460.89 |
| 43 | 2028-09 | 1440.96 | 49.86 | 1391.09 | 24069.79 |
| 44 | 2028-10 | 1440.96 | 47.14 | 1393.82 | 22675.98 |
| 45 | 2028-11 | 1440.96 | 44.41 | 1396.55 | 21279.43 |
| 46 | 2028-12 | 1440.96 | 41.67 | 1399.28 | 19880.15 |
| 47 | 2029-01 | 1440.96 | 38.93 | 1402.02 | 18478.12 |
| 48 | 2029-02 | 1440.96 | 36.19 | 1404.77 | 17073.35 |
| 49 | 2029-03 | 1440.96 | 33.44 | 1407.52 | 15665.83 |
| 50 | 2029-04 | 1440.96 | 30.68 | 1410.28 | 14255.56 |
| 51 | 2029-05 | 1440.96 | 27.92 | 1413.04 | 12842.52 |
| 52 | 2029-06 | 1440.96 | 25.15 | 1415.81 | 11426.71 |
| 53 | 2029-07 | 1440.96 | 22.38 | 1418.58 | 10008.14 |
| 54 | 2029-08 | 1440.96 | 19.60 | 1421.36 | 8586.78 |
| 55 | 2029-09 | 1440.96 | 16.82 | 1424.14 | 7162.64 |
| 56 | 2029-10 | 1440.96 | 14.03 | 1426.93 | 5735.71 |
| 57 | 2029-11 | 1440.96 | 11.23 | 1429.72 | 4305.99 |
| 58 | 2029-12 | 1440.96 | 8.43 | 1432.52 | 2873.47 |
| 59 | 2030-01 | 1440.96 | 5.63 | 1435.33 | 1438.14 |
| 60 | 2030-02 | 1440.96 | 2.82 | 1438.14 | 0.00 |
等额本金还款方式：
贷款总额：8.15万
还款月数：5年
首月还款：1517.86元
每月递减：2.66元
利息总额：4867.69元
本息合计：8.64万
节省利息：93.62元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-03 | 1517.86 | 159.60 | 1358.27 | 80137.73 |
| 2 | 2025-04 | 1515.20 | 156.94 | 1358.27 | 78779.47 |
| 3 | 2025-05 | 1512.54 | 154.28 | 1358.27 | 77421.20 |
| 4 | 2025-06 | 1509.88 | 151.62 | 1358.27 | 76062.93 |
| 5 | 2025-07 | 1507.22 | 148.96 | 1358.27 | 74704.67 |
| 6 | 2025-08 | 1504.56 | 146.30 | 1358.27 | 73346.40 |
| 7 | 2025-09 | 1501.90 | 143.64 | 1358.27 | 71988.13 |
| 8 | 2025-10 | 1499.24 | 140.98 | 1358.27 | 70629.87 |
| 9 | 2025-11 | 1496.58 | 138.32 | 1358.27 | 69271.60 |
| 10 | 2025-12 | 1493.92 | 135.66 | 1358.27 | 67913.33 |
| 11 | 2026-01 | 1491.26 | 133.00 | 1358.27 | 66555.07 |
| 12 | 2026-02 | 1488.60 | 130.34 | 1358.27 | 65196.80 |
| 13 | 2026-03 | 1485.94 | 127.68 | 1358.27 | 63838.53 |
| 14 | 2026-04 | 1483.28 | 125.02 | 1358.27 | 62480.27 |
| 15 | 2026-05 | 1480.62 | 122.36 | 1358.27 | 61122.00 |
| 16 | 2026-06 | 1477.96 | 119.70 | 1358.27 | 59763.73 |
| 17 | 2026-07 | 1475.30 | 117.04 | 1358.27 | 58405.47 |
| 18 | 2026-08 | 1472.64 | 114.38 | 1358.27 | 57047.20 |
| 19 | 2026-09 | 1469.98 | 111.72 | 1358.27 | 55688.93 |
| 20 | 2026-10 | 1467.32 | 109.06 | 1358.27 | 54330.67 |
| 21 | 2026-11 | 1464.66 | 106.40 | 1358.27 | 52972.40 |
| 22 | 2026-12 | 1462.00 | 103.74 | 1358.27 | 51614.13 |
| 23 | 2027-01 | 1459.34 | 101.08 | 1358.27 | 50255.87 |
| 24 | 2027-02 | 1456.68 | 98.42 | 1358.27 | 48897.60 |
| 25 | 2027-03 | 1454.02 | 95.76 | 1358.27 | 47539.33 |
| 26 | 2027-04 | 1451.36 | 93.10 | 1358.27 | 46181.07 |
| 27 | 2027-05 | 1448.70 | 90.44 | 1358.27 | 44822.80 |
| 28 | 2027-06 | 1446.04 | 87.78 | 1358.27 | 43464.53 |
| 29 | 2027-07 | 1443.38 | 85.12 | 1358.27 | 42106.27 |
| 30 | 2027-08 | 1440.72 | 82.46 | 1358.27 | 40748.00 |
| 31 | 2027-09 | 1438.06 | 79.80 | 1358.27 | 39389.73 |
| 32 | 2027-10 | 1435.40 | 77.14 | 1358.27 | 38031.47 |
| 33 | 2027-11 | 1432.74 | 74.48 | 1358.27 | 36673.20 |
| 34 | 2027-12 | 1430.09 | 71.82 | 1358.27 | 35314.93 |
| 35 | 2028-01 | 1427.43 | 69.16 | 1358.27 | 33956.67 |
| 36 | 2028-02 | 1424.77 | 66.50 | 1358.27 | 32598.40 |
| 37 | 2028-03 | 1422.11 | 63.84 | 1358.27 | 31240.13 |
| 38 | 2028-04 | 1419.45 | 61.18 | 1358.27 | 29881.87 |
| 39 | 2028-05 | 1416.79 | 58.52 | 1358.27 | 28523.60 |
| 40 | 2028-06 | 1414.13 | 55.86 | 1358.27 | 27165.33 |
| 41 | 2028-07 | 1411.47 | 53.20 | 1358.27 | 25807.07 |
| 42 | 2028-08 | 1408.81 | 50.54 | 1358.27 | 24448.80 |
| 43 | 2028-09 | 1406.15 | 47.88 | 1358.27 | 23090.53 |
| 44 | 2028-10 | 1403.49 | 45.22 | 1358.27 | 21732.27 |
| 45 | 2028-11 | 1400.83 | 42.56 | 1358.27 | 20374.00 |
| 46 | 2028-12 | 1398.17 | 39.90 | 1358.27 | 19015.73 |
| 47 | 2029-01 | 1395.51 | 37.24 | 1358.27 | 17657.47 |
| 48 | 2029-02 | 1392.85 | 34.58 | 1358.27 | 16299.20 |
| 49 | 2029-03 | 1390.19 | 31.92 | 1358.27 | 14940.93 |
| 50 | 2029-04 | 1387.53 | 29.26 | 1358.27 | 13582.67 |
| 51 | 2029-05 | 1384.87 | 26.60 | 1358.27 | 12224.40 |
| 52 | 2029-06 | 1382.21 | 23.94 | 1358.27 | 10866.13 |
| 53 | 2029-07 | 1379.55 | 21.28 | 1358.27 | 9507.87 |
| 54 | 2029-08 | 1376.89 | 18.62 | 1358.27 | 8149.60 |
| 55 | 2029-09 | 1374.23 | 15.96 | 1358.27 | 6791.33 |
| 56 | 2029-10 | 1371.57 | 13.30 | 1358.27 | 5433.07 |
| 57 | 2029-11 | 1368.91 | 10.64 | 1358.27 | 4074.80 |
| 58 | 2029-12 | 1366.25 | 7.98 | 1358.27 | 2716.53 |
| 59 | 2030-01 | 1363.59 | 5.32 | 1358.27 | 1358.27 |
| 60 | 2030-02 | 1360.93 | 2.66 | 1358.27 | 0.00 |